FINANCE 101

We're dedicated to keeping our customers informed when it comes to financial topics. Our Finance 101 section can help you get a handle on your budget, protect yourself against scams, understand how finances work, and more.

Finance Basics

You Have Tax Questions? We Have Answers.

Pocket 360®: Easy to Enroll, Easy to Manage!

7 Side Gigs that Help Others

7 Tips to Avoid Holiday Scams

Renting vs Owning

Safe Holiday Shopping Tips During COVID

3 Most Common Scams By Age Group and How to Avoid Them

Avoid a Scam With 6 Simple Steps

Three Ways Online Scammers Use Age to Target Victims

4 Reasons Renters Insurance Is Worth the Cost

How to Avoid Clickbait Scams

Three Surprising Scams Based on Your Age

Six Ways to Protect Yourself from Scammers

Help Kids Learn Money Skills With 3 Free Apps

Budgeting

What Is Napkin Budgeting and How Can It Help With Your Personal Finances?

8 of the Best Ways to Save Money on Groceries

9 Ways to Celebrate Valentine's Day on a Budget

4 Financial Resolutions for Your Future

10 Ways to Save on Gift Giving

Create a Budget You Can Stick To

Budgeting 101 - Monthly Expenses List

Budgeting Tips for High School Graduates

Helping Your Child Learn to Budget

5 Fixes for Your Broken Budget

Money Saving

6 Easy Ways to Pay Off Holiday Debt

10 Smart Tricks to Start Saving Money Today

Don't Get Sunk By These 4 Major Unexpected Expenses

9 Moneymaking Apps

8 Ways to Save Energy and Money

New Year’s Resolutions That Won’t Empty Your Wallet

3 Tips to Save on Holiday Gift Wrapping

When Is the Best Time to Buy a Computer?

4 Ways to Owe Less on Taxes (or Even Get a Refund) Next Year

Saving for Beginners - How Do I Start Saving?

Three Activities to Reinforce Smart Financial Choices

4 Activities to Start the Money Conversation

Credit Scores

4 Things That May Help You Advance Your Credit Score

How to Contest an Entry on Your Credit Report

Having Bad Credit Can Mean Higher Insurance Rates

How to Improve Bad Credit

How to Pay Off Debt

When a Credit Score Matters--and When It Doesn't

FINANCIAL EDUCATION

Visit the CCBank Financial Education Center!

We know you face important financial decisions every day and we are here to help! This program will equip you with the critical knowledge and skills you need to make the financial decisions that are best for you.

Consumer Notice

* Xact loans to California residents have a maximum amount financed of $2,400.

**Transunion CreditView Dashboard is a third party provided service. The material has not been modified or validated by Xact.

The Company, individually or through its affiliates, is licensed as a Debt Collector by the California Department of Financial Protection and Innovation (DFPI), License Number 10435-99.

Notice to California consumers: Information on your privacy rights under the California Consumer Privacy Act can be found by reviewing the California Consumer Privacy Act (CCPA) Policy.

Notice to Alabama, Alaska, Arkansas, Arizona, California, Delaware, Florida, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Utah, Washington, Wisconsin and Wyoming Customers: Xact Installment loans are originated by Capital Community Bank, a Utah chartered bank, located in Provo, UT, Member FDIC.

South Carolina Consumer Disclosure
Information on the California Consumer Privacy Act
Do Not Sell or Share My Personal Information

Contact Us

800.316.4220

P.O. Box 36454
Cincinnati, OH 45236-0454

Xact Customer Service Hours:
All times Eastern Time (ET)
Monday–Friday: 8 a.m.–8 p.m.
Saturday and Sunday: CLOSED