Consumer Notice
Important Information About Procedures for Opening a New Account or Applying for a Loan: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or applies for a loan. What this means for you: When you open an account or apply for a loan, we will ask for your name, street address, date of birth, tax identification number and other information that will allow us to identify you. We may also ask to see your driver's license, or other identifying documents.
1 Actual loan amount and terms will vary based on final evaluation of income and credit qualifications. Payment amounts vary by loan term and rate. As an example, if you borrow $1,500 with a 157.42% APR and an 18-month term, your payments would be $159.87 per month. Annual percentage rates (APRs) range from 145%–199%. APRs will vary depending on credit qualifications and loan amount.
2 Payment must be made on time in order to enhance credit with lender.
3 Approval depends upon meeting legal, regulatory and underwriting requirements. All times and dates are based on Eastern Time (ET). If your loan is approved and originated by 8 p.m. ET on a business day, your funds will typically become available on the next business day. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.
4 Depending on your state of residence, anywhere from $1,000 to $5,000 may be offered. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary.
Installment loans are originated and funded by Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Notice to California consumers: In order to process credit applications, service accounts, and provide the best online and in-store experience, we collect various categories of information on consumers during the application process. Categories of information may include name, address, signature, telephone number, internet protocol address, email address, account name, social security number, driver’s license or state identification information, bank information, credit information, employment-related information, internet and network information, geo-location data, and inferences drawn from this information.