Information on the California Consumer Privacy Act
Notice to California consumers
In order to process credit applications, service accounts, and provide the best customer experience, we collect various categories of information on consumers during the application process. Categories of information may include name, address, signature, telephone number, internet protocol address, email address, account name, social security number, driver’s license or state identification information, bank information, credit information, employment-related information, internet and network information, geolocation data, product preferences, and inferences drawn from this information. Information may be sold or shared consistent with business purposes. In accordance with legal recordkeeping requirements, categories of information listed above are retained consistent with record retention requirements under applicable state and federal law.
Your Rights Under the CCPA
The California Consumer Privacy Act New (CCPA) provides California consumers rights concerning their personal information. The CCPA grants California residents the right to request a business disclose what personal information it collected on them; from what sources the business collected this information; the purpose of collecting the information; the types of persons with whom the information was shared; and the types of persons with whom the information was sold; and the types of information shared or sold. California consumers may request their information not be sold or shared by following this link: Do Not Sell or Share My Personal Information. California consumers may also request a business delete information collected on them. Some information collected on California consumers is considered sensitive personal information; the Company restricts use of this information to reasons expressly permitted by the CCPA, and as such, a consumer’s right to restrict the use of that information is inapplicable. California consumers have the right to request correction of inaccurate personal information maintained by the Company. California consumers who exercise these rights are protected from negative treatment by the businesses from whom they request the information. Further information is available in the CCPA section of the Online Privacy Policy.
What Information Is Collected
The categories of personal information collected on California consumers in the past 12 months includes: name, address, signature, telephone number, internet protocol address, email address, account name, social security number, driver’s license or state identification information, bank information, credit information, employment-related information, internet and network information, geolocation data, and inferences drawn from this information. The categories of personal information of California consumers sold in the past 12 months includes: name, address, telephone number, email address, bank information, credit information, employment-related information, and inferences drawn from this information. The categories of personal information of California consumers disclosed for a business purpose in the past 12 months includes: name, address, signature, telephone number, internet protocol address, email address, account name, social security number, driver’s license or state identification information, bank information, credit information, employment-related information, internet and network information, geo-location data, product preferences, and inferences drawn from this information.
Submit a Request for Information
To submit a request for information, California consumers may contact us at 1-877-508-8742; or electronically by following this link to the request form.
Submit a Request to Delete Your Information
The CCPA grants California consumers the right to request a business delete their personal information. However, that right subject to several exceptions. Personal information that is collected, processed, sold, or disclosed pursuant to the federal
Gramm-Leach-Bliley Act, and implementing regulations, or the California Financial Information Privacy Act is exempt from a deletion request under the CCPA. In addition, a business is not required to comply with a request for deletion of personal
information where it is necessary for certain business and legal purposes, or where its retention is reasonably expected based on the relationship between a business and a consumer. Regardless, we understand the interest consumers have concerning
the collection and use of their personal information. To receive more information on how to submit a request to delete personal information, California consumers may contact us at 1-877-508-8742; or electronically by following this link to request deletion of information.
Do Not Sell or Share My Personal Information
Your Right to Opt-Out of Sale or Sharing of Your Personal Information
California consumers have the right to opt out of the sale or sharing of their personal information. We provide a webpage with information and a pathway for California consumers to exercise this right to opt-out under the CCPA at the following this link to the opt-out form.
Submit a Request to Opt-Out of Sale or Sharing of Your Information
If you wish to control the sale or sharing of your personal information, you can find our Gramm-Leach-Bliley Act privacy disclosure by following this link. For California consumers only, you can additionally submit a request to opt-out of the sale or sharing of your information by following this link to the form.