Xact FAQs


Short-term loans can work for smaller, unexpected expenses. But if you find yourself needing more money, with more time to repay, Xact could be the solution you’ve been looking for. With loans up to $5,000 and 18-month terms, you could get the funds you need to consolidate debt into one easy payment. See the difference – with Xact.

Short-term Loan

  • Smaller loan amounts for unexpected expenses
  • Higher rates
  • Loan due date aligned with payroll date

Xact Loan

  • Larger loan amounts - $1,000–$5,000
  • Save time and apply online
  • Lower rates
  • 18 month loan1
  • Consolidate debt into one payment
  • Access to FREE credit score