You’re Invited to apply for Xact Loan

Enroll in Pocket360™, our online account tool to get started.

  • Up to $5,000
  • 18-month term1
  • May build credit2

How It Works

Apply today and, if approved, you could have money as soon as the next business day.3

Here’s how:

Complete a simple online application.
It's fast, easy and secure.
Get a quick decision.
If approved, eSign and finalize your loan.
Get your money!
Funds are deposited as soon as the next business day.

Have these items handy when you apply:

  • Valid ID
  • Income information
  • Working phone number
  • Active checking account
Complete a simple online application.
It's fast, easy and secure.
Get a quick decision.
If approved, eSign and finalize your loan.
Get your money!
Funds are deposited as soon as the next business day.

Have these items handy when you apply:

  • Valid ID
  • Income information
  • Working phone number
  • Active checking account

Get Answers

About this Offer

Your Guide to Finances

Our Finance 101 section can help you get a handle on your budget, understand how finances work and more.

Online Disclosures
Customer Notice:

1. Actual loan amount and terms will vary based on final evaluation of income and credit qualifications. Payment amounts vary by loan term and rate. As an example, if you borrow $1,500 with a 157.42% APR and an 18 month term, your payments would be $159.87 per month. Annual percentage rates “APRs” range from [145% - 199%]. APRs will vary depending on credit qualifications and loan amount.

2. Payments must be made on time in order to enhance credit with lender.

3. Approval depends upon meeting legal, regulatory and underwriting requirements. All times and dates are based on Eastern Time (ET). If your loan is approved and originated by 8:00 p.m. ET on a business day, your funds will typically become available on the next business day. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.

4. Depending on your state of residence, anywhere from $1,000 to $5,000 may be offered.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary.

Installment loans are originated and funded by Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.

Notice to California consumers: In order to process credit applications, service accounts, and provide the best online and in-store experience, we collect various categories of information on consumers during the application process. Categories of information may include name, address, signature, telephone number, internet protocol address, email address, account name, social security number, driver’s license or state identification information, bank information, credit information, employment-related information, internet and network information, geolocation data, and inferences drawn from this information.

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