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CUSTOMER NOTICE

1. Actual loan amount and terms will vary based on final evaluation and credit qualifications. Payment amounts vary by rate. The Xact® Loan is subject to a flat 18-month term. As an illustrative example, if you borrow $1,400 with a 192.77% APR and an 18-month term, your payments would be $119.42 biweekly for a total cost of $4,417.69. There are no application, origination, or pre-payment fees; late payment and returned payment fees may apply. Annual percentage rate “APRS” range from [145% - 225 % ]. The maximum APR on any Xact® Loan is 225%. APRs will vary depending on credit qualifications and loan amount.
2. Approval depends upon meeting legal, regulatory and underwriting requirements. All times and dates are based on Eastern Time (ET). If your loan is approved and originated by 8:00 p.m. ET on a business day, your funds will typically become available no later than the following business day. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.

Xact Installment loans are originated by Capital Community Bank, a Utah chartered bank, located in Provo, UT, Member FDIC