Oregon Residents: Xact does not currently offer new loans or loan refinancing to residents of Oregon. Existing loans will continue to be serviced for the term of the loan.

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We understand life can be challenging, and that’s why the Xact Loan^® offers financial solutions to help you get through it. Apply online today—we’ll handle tomorrow, together.

Up to $5,000¹
Funding no later than next business day²

Simple steps = fast funds

Apply online.

Complete a simple online application. It’s fast, easy and secure.

Get a quick decision.

If approved, eSign and finalize your loan.

Get your money!

Funding no later than next business day.²

CUSTOMER NOTICE

Actual loan amount and terms will vary based on final evaluation of income and credit qualifications. Payment amounts vary by loan term and rate.
Approval depends upon meeting legal, regulatory and underwriting requirements. Funding by ACH may occur as soon as the same day, restrictions apply. All times and dates are based on Eastern Time (ET). If your loan is approved and originated by 8:00 p.m. ET on a business day, your funds will typically become available on the next business day. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender's terms and conditions. Actual loan amounts vary. Applicants must have an active checking account open for at least 30 days.